Privacy Policy

Version 2026-08

This policy describes how Miranty collects, uses, and protects your personal data, in compliance with Brazil's General Data Protection Law (Law No. 13.709/2018 — LGPD).

1. Data we collect

Registration data (name, email, phone, date of birth), financial data you voluntarily record (investments, income, expenses, assets, loans, goals), and technical access data (IP address, browser agent, session logs) for security purposes.

2. Purpose and legal basis

We use your data to provide the contracted service (contract performance), comply with legal and tax obligations (issuing tax invoices when applicable), and to protect the platform's security (legitimate interest).

3. Sharing with third parties

We share billing and invoicing data with our payment and tax-invoicing provider (Asaas) only when you subscribe to a paid plan. We do not sell your personal data.

Se você ativar o relatório opcional "Análise de carteira com IA" (em Privacidade e dados), dados agregados da sua carteira de investimentos (valores, percentuais e categorias — nunca CPF ou outros documentos pessoais) são enviados a um provedor externo de Inteligência Artificial (Google Gemini e/ou Groq) para gerar essa análise. Esse compartilhamento só ocorre se você ativar o recurso explicitamente, e pode ser desativado a qualquer momento na mesma tela.

4. Retention

Financial data is retained for the period required by Brazilian tax and civil law, even after account closure, since this is a legal obligation that overrides deletion requests.

5. Your rights (LGPD art. 18)

At any time, within the platform itself, you may request: confirmation of processing, access to and export of your data, correction of inaccurate data, and deletion/anonymization of your account (subject to the legal retention obligations mentioned above).

6. Data Protection Officer (DPO) contact

Questions about privacy can be sent to privacidade@maan.com.br.